Does anyone ever ACTUALLY repay a home loan / mortgage

Lets say you take a 25 year loan to buy a house.

The bank charges you a 7.25% annual interest on the amount outstanding. At the end of 25 years you have paid up all the installments (popularly called EMI - Equated Monthly Installment).

But have you ACTUALLY repaid the loan along with the interest. Or for that matter have you ACTUALLY even repaid the loan amount?

vwxghin opvwxhijklm kl mfgh t uvzab qr scde stughi deffgh tu v z a b q rs cderst

vwxghin opvwxhijklm kl mfgh t uvzab qr scde stughi deffgh tu v z a b q rs cderst